Posted: 2024-07-13 03:38:00

Amazon Prime Day officially kicks off on July 16 and ends on July 17, but early Prime Day deals are already live. The two-day event features big discounts on Amazon’s wide-reaching inventory, making it the perfect opportunity to put an extra $200 toward your purchases with Amazon’s flagship credit card.

Amazon’s Prime Visa card offers one of the best welcome bonuses on the market -- a $200 Amazon gift card instantly upon approval. That could cover an item or two during your Prime Day shopping spree.

The Prime Visa card is CNET’s top credit card pick for shopping on Amazon, and its welcome bonus is a big reason why. Most credit cards require you to spend a certain amount of money within a specified time frame to earn a welcome bonus, but the Prime Visa doesn’t. If you’re approved, you’ll receive the $200 gift card right away.

This story is a part of Amazon Prime Day, CNET’s guide to the everything you need to know and how to find the best deals.

CNET’S PICK

4.2/5

Rating Breakdown 4.2

Welcome Bonus 5.0

Rewards Program 4.0

Value for Money 3.8

Benefits 4.0

Fees and APR 3.0

How We Rate Rewards / Travel Cards

We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards

8.3/10

CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

Get a $200 Amazon Gift Card Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members

Rewards Rate

1% – 10% Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership; Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership; Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare); Earn unlimited 1% back on all other purchases

Rec. Credit

670 – 850 Good – Excellent Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.

APR

20.49% – 29.24% Variable

Rating Breakdown 4.2

Welcome Bonus 5.0

Rewards Program 4.0

Value for Money 3.8

Benefits 4.0

Fees and APR 3.0

How We Rate Rewards / Travel Cards

We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Card Details
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
20.49% – 29.24% Variable
Balance Transfer Fee
Either $5 or 4% of the amount of each transfer, whichever is greater.
Rewards Rates

10%

Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership

5%

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership

2%

Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)

1%

Earn unlimited 1% back on all other purchases

Rating Breakdown 4.2

Welcome Bonus 5.0

Rewards Program 4.0

Value for Money 3.8

Benefits 4.0

Fees and APR 3.0

How We Rate Rewards / Travel Cards

We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Card Details
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
20.49% – 29.24% Variable
Balance Transfer Fee
Either $5 or 4% of the amount of each transfer, whichever is greater.
Rewards Rates

10%

Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership

5%

Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership

2%

Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)

1%

Earn unlimited 1% back on all other purchases

The Prime Visa card offers 5% cash back on Amazon.com and Whole Foods, as well as 5% back on Chase Travel purchases. Plus, cardholders can earn 10% cash back or more on select Amazon items.

You’ll need a Prime subscription to apply for this card, which costs $139 per year. If you don’t use Amazon frequently enough to warrant adding an annual Prime subscription to your wallet, there’s another option: the Amazon Visa*. The Amazon Visa comes with a $50 gift card upon approval, earns 3% back at Amazon and Whole Foods and doesn’t require a Prime membership.

Check out our Prime Visa review to learn more.

CNET’S PICK

3.8/5

Rating Breakdown 3.8

Welcome Bonus 4.0

Rewards Program 3.5

Value for Money 4.0

Benefits 3.5

Fees and APR 3.5

How We Rate Rewards / Travel Cards

We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards

7.5/10

CNET rates credit cards by comparing their offers to those of their categorical competitors. Each card is individually evaluated through a formula which reflects the standards and expectations of the contemporary market. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Intro Offer

Earn up to $50 Earn $50 Amazon gift card instantly upon approval.

Rewards Rate

1% – 5% 5% back at Amazon.com, Whole Foods Market, Amazon Fresh, and on Chase Travel with eligible Prime membership; Earn 3% back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations, and local transit & commuting, including rideshare; 1% Back on all other purchases

Rec. Credit

670 – 850 Good – Excellent Recommended Credit: Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application. A credit score is used to indicate an applicant’s credit worthiness and may provide guidance about account eligibility. It does not necessarily guarantee approval for any financial product.

APR

19.49% – 27.49% Variable

Rating Breakdown 3.8

Welcome Bonus 4.0

Rewards Program 3.5

Value for Money 4.0

Benefits 3.5

Fees and APR 3.5

How We Rate Rewards / Travel Cards

We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Card Details
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.49% – 27.49% Variable
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Rewards Rates

5%

5% back at Amazon.com, Whole Foods Market, Amazon Fresh, and on Chase Travel with eligible Prime membership

3%

Earn 3% back at Amazon.com and Whole Foods Market

2%

2% back at restaurants, gas stations, and local transit & commuting, including rideshare

1%

1% Back on all other purchases

Rating Breakdown 3.8

Welcome Bonus 4.0

Rewards Program 3.5

Value for Money 4.0

Benefits 3.5

Fees and APR 3.5

How We Rate Rewards / Travel Cards

We rate credit cards using our Rewards / Travel methodology for cards tailored to earning rewards. We focus on each card’s reward potential, the value you get compared to the card’s cost, the benefits and the card’s rates and fees. Credit card issuers have no say or influence in our ratings. How we rate credit cards

Card Details
Intro Balance Transfer APR
N/A
Intro Purchase APR
N/A
Regular APR
19.49% – 27.49% Variable
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Rewards Rates

5%

5% back at Amazon.com, Whole Foods Market, Amazon Fresh, and on Chase Travel with eligible Prime membership

3%

Earn 3% back at Amazon.com and Whole Foods Market

2%

2% back at restaurants, gas stations, and local transit & commuting, including rideshare

1%

1% Back on all other purchases

*All information about the Amazon Visa has been collected independently by CNET and has not been reviewed by the issuer.

The editorial content on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or services offered by our partners.

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