The mortgage comparison website has looked at yesterday's APRA data and found it shows mortgage arrears are still going up, especially for owner-occupiers.

The value of mortgages that haven't been paid in 90 days or more is now sitting at $23b.

"While this figure represents just 1.03% of all mortgages, it is the sixth consecutive quarterly rise as a share of all mortgages," they found.

"And is now firmly above the 2019 pre-COVID average of 0.91%, based on the APRA quarterly property exposures statistics released yesterday."

"The APRA June quarter data shows the value of non-performing owner-occupier loans is now 1.07% of all owner-occupier loans on the books of all ADIs.

"While this is still low, it is a bigger share of loans than non-performing investor loans, which represent 0.86% of all investor loans."

Are you struggling with higher interest rates?

We are always interested in hearing from people about the cost of living. Please email me for a confidential chat on terzon.emilia@abc.net.au.