While it may fall a bit short compared to the Active Cash card, the Citi Double Cash is still a strong contender. And if you need to eliminate some existing credit card debt it'll be the better option.

It earns rewards for all purchases, has no annual fee and features a relatively long introductory 0% APR for balance transfers. Cardholders get 18 months (then 18.49% to 28.49% variable) to pay off a transferred balance. While those are compelling reasons to get the card, it doesn't offer much else outside of them.

You could use it to knock out existing credit card debt by transferring your balance and paying it down while it accrues no interest and then continue to use it to earn rewards afterwards. 

You can find all the details in our Citi Double Cash card review.

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

The Bank of America® Customized Cash Rewards credit card offers more flexibility than most cards, but it's held back by a low spending cap. That means it's better suited to lower spenders as your rewards rate will fall to 1% once you spend $2,500 in combined purchases across its bonus categories each quarter.

It offers the choice of a few unique 3% cash back categories including online shopping and home improvement/furnishings, while its 2% cash back choices cover everyday expenses like grocery stores and wholesale clubs. If your combined quarterly expenses in the 3% and 2% rewards categories aren't greater than $2,500, this could be a good card to pick. Consider pairing it with a flat-rate, no-annual fee card like the Wells Fargo Active Cash card.

You can learn more in our Bank of America Customized Cash Rewards card review.

The Blue Cash Preferred is one of, if not the most, rewarding credit cards when it comes to U.S. supermarket purchases and select U.S. streaming subscriptions. While it does carry an annual fee of $95 ($0 intro annual fee for the first year), its high rewards rate makes it easy to quickly cover the fee.

It would take just $1,600 in U.S. supermarket spending each year (roughly $133 per month) to essentially cover its annual fee, without taking into account any rewards generated from its other bonus categories. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Most people spend far more than that each year on groceries, especially considering how much food prices have increased over the past year.

Learn more about earning rewards on essential purchases in our American Express Blue Cash Preferred review.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The U.S. Bank Cash+ offers rewards that cover some unique purchase types, including fast food, gym and fitness centers, furniture stores, movie theaters and home utilities, to name a few. You'll need to manually activate your top two eligible categories each quarter to qualify.

You can earn a maximum of $100 each quarter before the 5% rewards rate on your two chosen categories falls to 1%, but there's no limit to the number of rewards you can earn with its 2% cash back categories.

The Freedom Unlimited is a great dining companion for travelers. It combines a strong base rewards rate with an introductory APR offer and high travel rewards when you book through Chase Ultimate Rewards. It also lacks an annual fee -- a welcome surprise for a card with these features.

It's straightforward and rewarding. If you don't already have a card that earns 1.5% cash back for general spending, this card has you covered.

You can read more about it in our Chase Freedom Unlimited Review.

The SavorOne is another card that offers a ton of features without asking for an annual fee in return. Its limited-time offering of 10% cash back for Uber and Uber Eats (through 11/14/2024) is far higher than what most rewards cards -- even those with an annual fee -- offer. Coupled with its 8% cash back for Capital One Entertainment, you could earn a huge return on your entertainment spending.

In addition to its high earning potential, it has an introductory APR offer to help avoid interest charges on new purchases and any transferred balances. If you're looking for a card that rewards you whether you're going out or staying in to watch your favorite streaming service, this is definitely one to consider.

You can learn all the details in our Capital One SavorOne review.

It's nearly impossible to match the number of products Amazon offers shoppers, and its Amazon Prime Rewards Visa Signature Card* is almost as impressive. It's important to note that, while it doesn't carry an annual fee, you'll need to subscribe to Amazon Prime ($139 annually) to qualify. Otherwise, there's a non-Prime version.

Unlike many retailer-specific credit cards, you can also earn rewards outside of the Amazon ecosystem. The welcome bonus is also unique in that you can earn up to a $150 Amazon gift card upon approval – no spending requirements necessary to unlock it.

You can learn more in our Amazon Prime Rewards Visa Signature Card review.

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

The Bank of America® Unlimited Cash Rewards credit card isn't the best-in-class of any category, but as a combination its benefits become competitive. The flat-rate rewards may appeal to those seeking simplicity in their credit card, and the introductory APR is one of the longest on the market. The welcome bonus is also on par with other cash-back cards with no annual fee.

If you're looking for a way to earn rewards for essential purchases like U.S. gas stations and U.S. supermarkets, consider the Blue Cash Everyday Card. While everyday spending is at the forefront of the card, it also features a rare bonus category for U.S. online retail purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

It provides a higher cash-back rate than most other no-annual-fee cash-back cards and features an introductory APR for purchases and balance transfers, which provides even more utility. Earning rewards for purchases you need to make no matter what should be an easy choice to make. 

You can find all the details in our Blue Cash Everyday card review.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The Capital One Quicksilver Cash Rewards Credit Card* offers an average cash-back rate rounded out with an introductory APR offer and an easily obtainable welcome bonus.  Unlike some comparable cards, it could also double as a travel rewards card considering the lack of foreign transaction fees.

Learn more in our Capital One Quicksilver Cash Rewards Credit Card review.