If you're spending less on office supplies and telecommunication services, the Ink Business Unlimited Credit Card is a good option that earns you 1.5% cash back on all purchases. You can also take advantage of 0% intro APR financing on purchases for the first 12 months after account opening (16.99% to 22.99% variable APR thereafter), making this a good option if you need to cover some upfront costs when getting off the ground. The welcome bonus is identical to that of the Ink Business Cash, as well.

The Chase Ink Business Cash offers most businesses the most value overall. The rewards program is very strong, netting you 5% cash back on common business expenses -- up to $25,000 in spending at office supply stores and internet, phone and cable services per year. You'll also earn 2% back on the first $25,000 spent at gas stations and restaurants each year. To round it out, you'll earn 1% on all other purchases. You also get a competitive introductory APR and welcome bonus.

The Ink Business Preferred® Credit Card offers categorized points that may be ideal for certain business owners. This card's large welcome bonus and high rewards rates for businesses with large ad budgets (with social media sites and search engines) and shipping expenses make this card another option worth considering. Points are valued at $0.01 each when redeemed for cash back, so you'll earn 3% back on these categories -- as well as on internet, cable and phone services, and travel purchases (on up to $150,000 in combined purchases each account anniversary year).

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

The Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card gives you the control of which purchases your business earns rewards for, with no annual fee.

Choose between earning rewards at gas stations, office supply stores, for travel, TV/telecom and wireless, computer services or business consulting services. It's somewhat hampered by its spending limit, but if your business spends less than $50,000 each calendar year it'll be a lucrative choice.

In addition to its flexible rewards, you could earn even more depending on your Bank of America or Merill investing account balance. It has a lot to offer business owners for a credit card without an annual fee, including a short introductory APR offer on purchases.

The Ink Business Premier is Chase's latest entry into its Ink Business card family. It earns higher rewards for purchases of $5,000 or more and offers a slew of travel and purchase protections with a sizable welcome bonus. However, it is relatively pricey for what it offers with an $195 annual fee. 

It's also important to note that this is a pay in full card, meaning you won't be able to revolve a balance and must pay your statement off each month. There is a Flex for Business option for eligible purchases, however, which lets you pay them off over time with interest.

It offers a flat, competitive cash-back rate for everything you buy. Depending on how much your business spends, you could rake in the rewards considering there's no limit to what you can earn.

The United Business card is designed for United frequent flyers. It earns rewards across more bonus categories than most airline cards and offers a few extra perks that makes it a card worth considering.

While it has a $99 annual fee ($0 intro annual fee for the first year), it also includes an annual $100 United credit after seven United flights purchases of $100 or more each card anniversary year. It also includes two one-time United Club passes each year for airport lounge access, Priority Boarding to get you to your plane seat faster and your first checked bag free of charge.

The Amex Blue Business Plus card has the same reward structure as the Blue Business Cash, you just earn Membership Rewards® points instead of cash back. And it's worth noting that Membership Rewards points may be less flexible than cash back. You'll earn 1 cent per point if you redeem points for a flight booked through American Express Travel or as a NYC taxi ride, but 0.6 cents as a statement credit. There is also an option to transfer points to partner travel programs.

Otherwise, the welcome offer is less than what you'll get from the Blue Business Cash. As such, the Blue Business Plus makes the most sense for frequent business travelers who can take advantage of the point transfer option.  

For more information, see our breakdown of American Express business cards.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The Capital One Spark Cash Plus* is designed for big business spenders. There is a substantial welcome bonus if you can spend enough: You can earn $500 when you spend $5,000 in the first three months and an additional $500 if you spend $50,000 in the first six months. There's also an opportunity to earn a $200 annual cash bonus if you spend $200,000 in the year, which totally offsets the $150 annual fee.

This card has no preset spending limit or interest rate -- but you'll have to pay off your balance completely every cycle or get hit with a 2.99% monthly late fee, which can add up to much more than the APR than you'll find on a typical credit card.

For more information about the rewards program and other features, see our Capital One Spark Cash Plus review.

The Blue Business Cash credit card from American Express has two features that stand out: It has the highest flat cash-back reward rate of all the no-annual-fee cards we evaluated, and it has automatic reward redemption. The first feature speaks for itself, but the second is sneakily awesome. Most credit cards require you to log in and manually redeem points or miles when you hit a certain threshold (such as 2,500 points or $25). The Blue Business Cash card, in contrast, automatically applies your cash rewards to your account, so you save money without even thinking about it.

This card offers all of the standard features you want in a business credit card: up to 99 employee cards for no additional charge (see rates and fees) and an account manager, spending summaries organized by category and the American Express Business App, which helps manage receipts.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The Business Platinum Card from American Express has one of the highest annual fees of any business card, at $695. Like its consumer-oriented counterpart, The Platinum Card® from American Express, The Business Platinum Card offers premium travel benefits like airport lounge access and a host of travel- and business-related annual credits. Some of these include: 

• Up to $360 in statement credits for Indeed purchases

• Up to $150 in statement credits for select Adobe subscriptions

• Up to $200 airline fee statement credit (incidental travel fees on one selected qualifying airline, including things like checked bags and in-flight refreshments)

• Up to $189 statement credit back on CLEAR® membership

The rewards program isn't worth the high annual fee, but this card's value balloons if you can take advantage of at least half of those annual credits. 

For more annual credits and other card details, see our full review of The Business Platinum Card from Amex.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

If you travel often for your business, the American Express® Business Gold Card earns you 4x points on the two categories where you spend the most each billing cycle (including categories such as airfare purchased directly from airlines, U.S. gas station purchases and dining expenses at U.S. restaurants) on up to $150,000 in combined purchases each calendar year, then 1x. This card is also worth considering if your company spends a decent amount on TV or radio advertising.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

If you travel for business a few times per year, you should consider a travel credit card. The Capital One Spark Miles for Business* offers good value in exchange for its $95 annual fee ($0 intro annual fee for the first year).

It includes an application fee credit for Global Entry or TSA PreCheck, which can get you to your gate faster at the airport. You can also use your rewards for past travel expenses to fund your business trips.

It's a solid mid-range card that might not offer any bells and whistles like annual statement credits but does offer enough to make it worth considering.

If you typically stay at Marriott Bonvoy properties while away on business, the Marriott Bonvoy Business Amex card could make your stay less expensive and more comfortable.

Unlike the Hilton card on this list, you won't need to spend anything to qualify for an annual free night award. However, if you want a second one, you'll need to spend $60,000 in a calendar