The Chase Freedom Flex℠* offers the widest spread of benefits for a card that requires at least good credit and also has no annual fee. The cash-back categories make this a good card for domestic travel (keep in mind, this card does have foreign transaction fees) and dining, and the introductory APR credit card allows you to finance a large purchase comfortably. The rotating rewards category adds even more value, and covers a lot of common budget items. For January through March, you earn 5% cash back on purchases at grocery stores (excluding Walmart), Target and for fitness clubs and gym memberships, on up to $1,500 in combined purchases throughout the quarter.

Remember to manually activate the bonus rotating category through your online account. Chase doesn't post the upcoming rewards categories until shortly before the new quarter begins.

For more information, see our full Chase Freedom Flex review.

This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

The BankAmericard® credit card gives cardholders 21 billing cycles to pay off a transferred balance at 0% introductory interest (then 16.24% to 26.24% variable APR). It provides the same amount of time for new purchases, but there are no rewards.

It's one of – if not the – longest introductory APR periods available. It does charge a balance transfer fee of 3% of the amount of each transaction, which is pretty standard across balance transfer credit cards. That makes it stand out among its competitors. Keep in mind you'll need to make any balance transfers within 60 days of account opening to qualify for its low-interest offer.

There's little to the card outside of that, but it presents one of the best choices for a balance transfer credit card if you're looking to pay off some credit card debt.

For more information, see our full review of the BankAmericard credit card.

The Blue Cash Preferred® Card from American Express is a top choice if you have a credit score over 670 and want to earn maximum rewards on groceries and rewards on gas. Though there is a $95 annual fee ($0 intro annual fee for the first year), if you have a hefty grocery or gas bill it may be negligible, as these are some of the best cash-back rates you can earn on U.S. supermarket and U.S. gas station purchases. According to the Bureau of Labor Statistics, most American households' grocery expenditure sits under the card's $6,000 annual spending threshold for the U.S. supermarket rewards. You will only exceed this spending threshold if you average over $115 in groceries per week in a year. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

See our full review of the Blue Cash Preferred Card for more details.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

The Capital One Venture Rewards Credit Card* is a solid mid-tier travel card. It features flexible rewards, an application fee credit for Global Entry or TSA PreCheck and travel accident insurance**.

You'll earn 2x miles per dollar no matter what you're buying. Each mile equates to 1 cent if you redeem for past travel expenses, which means the card essentially earns a 2% return. While that's competitive with many no-annual-fee cards, the extra perks set it apart.

You can find out more in our Capital One Venture Rewards card review.

The Discover it® Cash Back* offers high rewards for bonus categories that change every three months. 

While its 5% cash-back rate is higher than most credit cards without an annual fee, you'll only earn that rate on up to $1,500 in quarterly spending upon activation. That means you can earn a maximum of $75 in rewards before your cash-back rate drops to 1%. The Discover it Cash Back also has one of the best welcome bonuses on the market. Discover will essentially double the rewards you earn at the end of your first year with the card.

You can read all about it in our Discover it Cash Back review.

The Double Cash Card is a great choice if you need to improve your credit by paying down existing credit card debt with a balance transfer or if you're looking for consistent rewards. While it doesn't offer many additional card perks like shopping protections, it does offer cardholders a relatively generous amount of time to pay down a transferred balance.

You can find all the details in our Citi Double Cash Card review.

With the U.S. Bank Cash+, you'll earn the most rewards in the two eligible categories you spend the most in each month, plus unlimited rewards for either grocery store, gas station or restaurant spending. Some of the eligible top-spend categories are fast food, home utilities, department stores, cell phone service, electronic stores and TV, internet and streaming.

While 5% is a high rewards rate, it's hampered by its spending limit. Your 5% rewards will fall to 1% after $2,000 in spending each quarter. An unlimited flat-rate rewards card could earn more rewards given enough spending, considering you could use it for all of your purchases.