There is a refinancing boom going on, as people with a mortgage shop around for the best deal.

The Reserve Bank this month lifted the official cash rate to 3.6 per cent, the highest level in more than a decade.

Lenders are competing for good borrowers, offering incentives as varied as cash, frequent flyer points, lenders mortgage insurance waivers or free internet.

We want to know: Have you refinanced recently? Have you been offered any deals? Or did you decide to just get the lowest rate offered?

Fill out the form below to share your story and our journalists may be in touch to investigate for either a TV, radio, digital or social media story.

We'll be using submissions to inform a story about incentives being offered, what to consider and which ones could be worth it for you.

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